Pradhan mantari awas yojana..प्रधान मंत्री आवास योजना..

Namaskar...

Pradhan mantari awas yojana..ye ek central government ki aisi yojana hai...jiska maksad 2022 tak har admi ka apna pakka ghar ho....

Is yojana me aapko bank se loan milti hai jis loan se aap apna pakka ghar banwa sakte hai...

Is yojana me jo bank aapko loan dega wo aapse lagbhag 9% percent ka byaz(interest) leta hai...

Is yojana me fayda ye hota hai ki sarkar aapke 9% byaz(intrest) 6% braz ki subsidy deti hai..matlab aapke loan ka 6% byaz sarkar khud deti hai.....aur baki ka 3% byaz aapko bank se liye gye loan pe dena pdega..

Jisse aapko 2 laks 68 hzar rupay Ki bachat hoti hai...

 To aaj hum baat krenge ki is yojana ka laabh uthane ke liye iski kya yogyata(eligibility) honi chahiye..

  

PM.awas yojana ka labh uthane ke liye aapko is 6 baton ka fhyan rakhna pdega...

1. 21 saal se 55 saal tak ke bich aapki umar honi chahiye...

2. income certificate 

Dhyan rkhe loan lene wale ko 4 bhago me banta gya hai...

A) EWS (economical weeker section) jinki    income 0 se 3 lakhs rupyae hoti hai...

B) LIG (loacal income group) jinki income    3 lakhs se 6 lakhs ke bich hoti hai...

C) MIG.1 (middle income group part 1) jinki income 6 lakhs se 12 lakhs tak hoti hai.. 

D) MIG.2(middle income group part 2)jinki income 12 lakhs se 18 lakhs tak ho...

3. Aapke pass koi pakka makan nahi hona chahiye....

4. agr aapne is yojana ka pehle se hi labh utha chuke hai to aapko ye loan nahi milegi...

5. adhar card hona zaruri hai...

6. jis jamin par aap ghr banana chahte hai wo zamin kisi ladies ke naam par hini na chiye..

Agar aap ye 6 tarat ki sthiti ke yogya hai to aap is yojana ka labh utha sakte hai...

Sochalaya (toilet) sarkar ke traraf se milti hai ya nahi...

Is yojana me aap ko khud se hi souchalay banana padega...sarkar awas yojana ke sath aap loan lekar souchalaya banwa sakte hai...

Agar aap free me souchalaya banwana chahte hai to uske liye niche diye gaye link par click kre..

uspar apna id bnaye or online form submit kar free souchalaya ka avedan kar sakte hai...

Free souchalaya form link:- http://swachhbharaturban.gov.in/ihhl/

Pradhan mantari awas yojana loan pane ke liye kese apply kre..?

Is yojana ko apply kare ke liye 2 tarike hai..

1. Agr aapki monthly income 50 hazar rupay se kam hai to aap PMAY si website me ja kar online apply kar sakte hai...jiska link aapko niche mil jayega..

 Sabse pehle link open kar le

Link:-http://pmaymis.gov.in/

Dekhenge pradhan mantati awas yojana ki offical website par aa chuke honge..

Uske baad aap upar ek citizen assessment ka options milega use click krte hi benefits under other three complaint ka option dikhega.. 

open krne ke baad apna Adhar number or apna naam dal kar check par click kriye..

Ek new tab open hoga uspar aap apne sare details feel kr jese ki state,  city, naam, family ka naam, Adhar card number,Bank details etc. 

 form submit krne ke baad ek capcha feel kr ke save par click kr aap apne loan ke liye apply kar sakte ho...

2. Agar aapki monthly income 50 hazar rupaye se jyada hai to aap kisi bhi bank se ja kar waha se apply kar sakte hai.. 

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Dhanyawaad...🙏